You Might Be Ready to Move If… Top 10 Reasons

ReadyToMove1We get called on a weekly basis from people that want to move. We help by providing mortgages, and we help match you with the best Realtor. My contact info is listed below, reach out if you need help or advice.

There are many reasons why someone wants to move. Some are for positive life changes and others are for negative reasons. We’ve narrowed it down to the Top 10 Reasons it may be time for YOU to move. Read More »

Kids Chore Chart System

Kids Chore ChartDoug and Tammie agree that raising children to be responsible adults takes organization and teamwork.  They have tried and failed on other Chore Chart Systems so far the one they have landed on is working and wanted to share the details.

Here’s how it works:

Personalized Chore Chart

It starts with the weekly Personal Chores.  Each child can be different on these depending on what it is they need to work on.  However, the PC’s are chores they have to do every day.  We fill these in together at the end of the day.  It gives them input and they are more apt to do them and eliminates the whine factor and we are not talking about your favorite Merlot here.

These chores are the basics as we tell the kids.  They are not back breaking just good habits to get into.  Things like brushing their teeth, taking a shower, make their bed, do their homework.  For these personal chores they receive Merits that are turned in for time on the computer, Ipad, TV, X-Box.

Merits/Demerits (merit demerit pdf)

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Financial & Marital Harmony

handmoney3aListen in as Doug and Tammie Haldeman alongside Producer Tom Terbrock discuss the number one problem in marriages: money, and what you should be doing to avoid the issue.

It’s this simple: Money can ruin your marriage. In fact, it’s the number one problem in marriages and the number one cause of divorce.

People often underestimate the commitment in merging two lives together. The reason we fight most about money is because it’s the most measurable. Sure, compromises also need to be made when it comes to issues of time, space and affection, but with money, the give and take is quantifiable. Read More »

TSS A New Disease. Do you Have It?

we-buy-houses-in-birmingham-alabama-200x300Tune in as Doug and Tammie Haldeman alongside Tom Terbrock discuss the symptoms of TSS a new disease. Toxic Seller Syndrome. Do you have it?

Selling a home is a stressful process — the pressure is on to move the home quickly and at a good price. Ideally, you’ve done your homework and selected a great agent, and spent time making your home sparkle, and now it’s practically HGTV-style ready to sell!

“Then what’s the holdup?” you may be wondering when your listing lags.

I hate to be the bearer of bad news, but have you considered that you may be the issue?

Here are a few of the most notable ways you could inadvertently be sabotaging your own home sale. Read carefully through the “symptoms” below to see if you are indeed suffering from Toxic Seller Syndrome.

Read More »

St. Louis Real Estate News

Two St Louis Areas were the most profitable zips in the U.S. for flipping property in 4th quarter

Two zip codes in the city of St Louis made RealtyTrac’s list of “Zips with the highest gross returns (from flipping property)” for 4th quarter, 2014.  The 63139 zip code, which includes the Dog Town area of St Louis, came in number 2 on the list with an average gross return on investment of 163.9% and the 63116 zip code, which includes Tower Grove South, Holly Hills, Dutchtown South and Bevo, came in 9th on the list with an average gross return on investment of 127.7%.
Read More »

Home Scouting: Home Search Made Easy!

home-scouting-appHome scouting is one of the best programs to use when searching for new properties. Some people might use Zillow or Trulia but the issue with these real estate search engines is that they are missing at least 30% of the listings that are out there. These websites don’t have direct access to the MLS that agents use. Home Scouting has 100% of the listings that are on the MLS and it also provides a user friendly interface. You can access Home Scouting here on Doug’s website by finding the Home Search tab which will link you to Home Scouting or you can download the Home Scouting app directly to your smart phone. When you enroll use Doug’s updated VIP code: DougH (not case sensitive) and you can start searching like a pro today.
Read More »

Toby Trentadue Talks Homeowners Insurance Checklist Items

Doug Haldeman Show Announcement.TrentadueTune in as Doug Haldeman alongside Producer Tom Terbrock and Toby Trentadue from American National Insurance discuss the 5 most important things you should know about homeowners insurance: Homeowners Insurance is not a one size fits all solution.  Depending on the age of your home, construction and contents there are many considerations.  Below is a quick list of considerations that are ins simple review form. Read More »

Nick & Alyssa Jackson Discuss Their First Home Buying Experience

IMG_8350Listen in as Doug Haldeman alongside Nick and Alyssa Jackson discuss their perspective as first-time home buyers and the advice they have for other first-time home buyers:

-Fears before and during the process
-Experience before meeting their realtor, Rebecca Moran and Doug Haldeman
-Experience after meeting their realtor, Rebecca Moran and Doug Haldeman
-Advice for other first-time home-buyers
-Which home search engines to use while searching for properties
Read More »

FREE Home Buying Class with Doug Haldeman on March 12th, 2015

safe_imageDoug Haldeman alongside The Cooper Group powered by Keller Williams Realty will be hosting a FREE hands-on home buying class March 12th, 2015 from 6:30-8pm at Cornerstone Mortgage, Inc. 17280 North Outer Forty Road #100
Chesterfield, MO 63005

Read More »

Stephen Schultz Gives Advice on What to Do after an Auto Accident

Stephen Schultz from Schultz & Myers discusses what to do after an auto accident and much more!

-What is the correct procedure to take after an auto accident?
-How to complete the claim correctly
-Underinsured motorist coverage
-Hit/run procedures
-Uninsured motorists
-Medical payments after an auto accident
-Diminished Value Claim
-Police Report
-Form 1140
-What type of injuries are compensable?
Read More »

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