Video in Public: Is it Legal to Film Police Officers?

RiotStephen Schultz from Schultz & Meyers Law Firm answers questions about the legality of taking video and pictures of Law Enforcement in public. Below is an excerpt from Stephen’s blog post on the topic:

Is it Legal to Film Police Officers?
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Dram Shop Claims with Stephen Schultz

Dram Shop1What is a Dram Shop Claim?  It is the legal term referring to a bar or tavern where alcoholic beverages are sold.

Stephen Schultz from Schultz & Myers Law Firm is an expert in understanding the liability for bars in the event of accidents or death.

In our in-depth interview, we ask Stephen when bars have liability and when they don’t. Does it apply to individuals having a party?

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You Might Be Ready to Move If…Top 10 Reasons

ReadyToMove1We get called on a weekly basis from people that want to move.  We help by providing mortgages, and we help match you with the best Realtor. My contact info is listed below, reach out if you need help or advice.

There are many reasons why someone wants to move.  Some are for positive life changes and others are for negative reasons.  We’ve narrowed it down to the Top 10 Reasons it may be time for YOU to move. Read More »

Most Expensive Neighborhoods in St. Louis and Most Expensive House in America!

MostExpensiveHome1Do you know what neighborhoods in St. Louis are pulling in top dollar?  Huntleigh tops the list with a median list price of 2.35 Million and median sales price of 1.375 Million.  Huntleigh is followed by Ladue, Town & Country, Westwood, Clarkson Valley, St. Albans, Clayton, Frontenac, Des Peres, and Crystal Lake Park.

The chart below shows the median sales price in blue and the median list price in orange. Read More »

Home for Heroes

To find out more info or to Register for Homes for Heroes: Visit www.RewardingMidwestHeroes.com

Hero GroupsWhat is Homes for Heroes? – Homes for Heroes was started just after the tragic events of 9/11 as our way to give back to heroes like those that bravely put themselves in harm’s way to help others that day. It’s a community minded company whose purpose is to provide help for community heroes who are buying, selling, or refinancing a home. Read More »

7 Seller Disguises (What You Aren’t Seeing)

Hiddent DefectsNobody likes to point out their own flaws…especially sellers on homes.  Sellers are legally required to fill out a seller disclosure form to be up-front about issues with the home.  However, it is very common for the seller to not point out everything that you need to know.  A home inspection is vital to making sure you are protected.  Even home inspectors miss things though, so it’s important for you to do your own homework.  Caveat Emptor in Latin means Buyer Beware.  Here are the top 7 flaws that sellers disguise: Read More »

Working with Uninsured or Unlicensed Trades by Toby Trentadue

© Copyright 2010 CorbisCorporationWhy do contractors need insurance?

First and foremost contractors need insurance to establish trust and credibility in the Market Place and with prospects.  With so many do it yourself handymen out in the market, contractors need to separate themselves and present a professional impression.

Contractors insurance really works to protect both parties the insured and the client or customer.   The insurance covers all the liability issues that might be associated with injury, accidents, property damage and also defective installations.

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How Permanent Life Insurance CAN work for you! “Hint” think of it as a “LIVING BENEFIT”! by Toby Trentadue

Sailboat at Sea

Warning:  This subject can be very complex!  For a free e-book on this topic “Money. Wealth | Life Insurance” or to discuss your personal insurance needs – please contact me!  

Phone:  636.346.1940             Email:  tobytrentadue@gmail.com

I would like to start with one question!  On a national average how would most people answer this question?

What is the largest asset for most people?      The answer would be their HOME!

Why Most People Think This Way!

“Paying down the Mortgage is for many the only way to get ahead!”  In a sense this becomes for most their only forced savings plan!  Most homeowners hope that their home equity rises well above their mortgage creating an asset.  In some cases some people will actually make additional principal payments to accelerate the principal pay down!

However this may not be the best practice as the future holds no promise?   Read More »

Heard of the Underwear Index? Economic Indicators that Aren’t Boring!

Mens-Underwear-Index-2Do you think that most economic indicators are boring?  We sure do!  You can watch eyes glaze over when you start talking about economic indicators.  CPI, PPI, Unemployment, Non-Farms Payroll…most people don’t understand them and don’t care.  Here is a list of some indicators that we can all understand:

Cardboard Box Shipments:  When the economy is doing well, consumers buy products.  This means shipments of products go out and they are commonly in cardboard boxes.  Monitoring the number of cardboard box shipments will end up giving you a faster report of the state of our economy and consumer confidence! Read More »

Obscure Income When Qualifying for a Mortgage

images[6]Did you ever think that you could qualify for a mortgage and then couldn’t?  We go inside Fannie Mae’s guidelines to give you the true bottom line on what income actually CAN be used to qualify for a mortgage.  Qualifying for a mortgage is much easier if you get paid a salary or hourly wage with a guarantee of a certain amount of hours.  Often situations require the use of more obscure sources of income.

This topic provides information on documenting and qualifying a borrower’s income from sources other than wages and salaries, including: Read More »

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